Chairs and Speakers 2024

Chairs and Speakers 2024

Aleš Michl


Czech National Bank

Aleš Michl was born in Prague on 18 October 1977. He obtained a Ph.D. in finance at the University of Economics in Prague in 2020. He graduated from the University of Economics with an MSc (Ing.) degree in 2002. He completed a training programme on game theory and the psychology of decision-making at the Summer School at the London School of Economics and Political Science in 2005 and took an investment portfolio management course at the Wharton School in Philadelphia in 2009. He started his professional career as an economic journalist during his studies and later as an economic adviser to Deputy Prime Minister for the Economy Martin Jahn. He worked as an economic and investment strategist at Raiffeisenbank in 2006–2015. In 2014–2018, he was an external economic adviser to the Czech Ministry of Finance and later the Czech Prime Minister Andrej Babiš, specialising in macroeconomic analysis and government debt stabilisation. He founded Michl Fund Management s.r.o. in 2016, which subsequently co-founded Robot Asset Management SICAV a.s., which carries on the activities of an investment fund for qualified investors with the Quant sub-fund. He terminated these activities on the date of commencement of his position in the CNB Board. Mr Michl is the author of numerous columns and articles in newspapers, journals and magazines. He also wrote the books MICHLiq - průvodce eckonomií a investicemi (MICHLiq – a guide to economics and investment), Jestřábi a holubice (Hawks and Doves) and Reset ekonomiky (How to Reset the Economy). He is not and has never been a member of a political party. Aleš Michl was appointed a member of the CNB Bank Board on 1 December 2018. The President appointed him CNB Governor for a term of six years with effect from 1 July 2022.

Elizabeth McCaul

Member of the supervisory board


Elizabeth McCaul is a Member of the Supervisory Board of the European Central Bank. Her areas of responsibility include the Supervisory Review and Evaluation Process (SREP), internal governance and risk management, the digital agenda, the training program of the SSM as well as diversity and inclusion. She focuses on prudential implications in dynamic areas such as the oversight of FinTech and supervision of crypto-assets, cyber and IT risk and the digital transformation of the banking sector. She joined the NY State Banking Department as First Deputy in 1995 and served as NY Superintendent of Banks from 1997-2003. She was elected Chair of the Conference of State Bank Supervisors, served as a Member of the Federal Financial Institutions Examinations Council, on the Joint Forum for Financial Conglomerates and as an Instructor for Financial Stability Institute at the BIS. 

Before joining the ECB, she worked for Promontory Financial Group where she founded the New York office and served as the Partner-in-Charge, as CEO and Chair of Europe, and Global Head of Strategy. 

For the first decade of her career, she was an investment banker at Goldman Sachs.

Nicolas Vincent

Deputy governor

Bank of Canada

Nicolas Vincent was appointed external, non-executive Deputy Governor of the Bank of Canada for a two-year term, effective March 2023. In this role, Mr. Vincent will be a member of the Bank’s Governing Council, which is the Bank’s policy-making body responsible for decisions with respect to monetary policy and financial system stability. 

Mr. Vincent is a professor of economics in the Department of Applied Economics at HEC Montréal and co-chair of the Business Cycles and Financial Markets research theme at CIRANO (Centre interuniversitaire de recherche en analyse des organisations). Mr. Vincent began his career as an economist at the Department of Finance Canada in 2000. From 2007 to 2012, he was an assistant professor at HEC Montréal, then an associate professor from 2013 to 2021. He was appointed as a full professor in 2021. He has been a visiting and adjunct faculty member and researcher at numerous institutions, including Columbia Business School, INSEAD, the Banque de France and the Kellogg School of Management. 

Mr. Vincent was the 2021 recipient of Marcel Dagenais Award for Outstanding Contribution to Economic Research in Quebec and Canada as well as the recipient of a 2022–26 Social Sciences and Humanities Research Council Insight Grant. He was the winner of the Young Researcher of the Year Award at HEC Montréal in 2012 and has won multiple Teacher of the Year awards from HEC Montréal and INSEAD over the course of his career. 

Born in Trois-Rivières, Quebec, Mr. Vincent holds a Bachelor of Commerce degree in applied economics from HEC Montréal, a master’s degree in economics from Queen’s University and a PhD in economics from Northwestern University.

Mark Gould

Chief payments executive

Federal Reserve System

As the chief payments executive for Federal Reserve Financial Services, Mark Gould is responsible for the Federal Reserve System’s full portfolio of retail payments, wholesale payments, instant payments, and cash services provided to financial institutions across the United States. Mark is based in San Francisco with diverse teams in each of the twelve Federal Reserve Banks, and he is a frequent speaker at industry events and conferences around the world. 

Mark has provided executive leadership to a range of Federal Reserve Bank and System functions at the intersection of payments, technology, strategy, and operations throughout his career. On the way to his current role, he previously served as CIO, COO, and interim CEO for the San Francisco Fed, and led the Fed’s national cash business. 

Mark holds a bachelor’s degree in economics from Pacific Lutheran University and a master of science degree in applied economics from Seattle University.

Isabela Ribeiro Damaso Maia

Head of sustainability and international portfolio investors unit

Central Bank of Brazil

Responsible for transversal sustainability intelligence at the Banco Central do Brasil (BCB), co-chairs the Working Group of Tokenization of ESG assets (part of the Real Digital Project/Drex - Brazilian CBDB), leads the BCB participation for the development of the Brazilian Sustainable Taxonomy. Isabela also leads the Bank relationship with international portfolio investors and with rating agencies for Brazil's sovereign rating assessment. With more than 25 years of experience in strategic asset allocation (SAA), advising the Board on the international reserves’ investment and on enterprise-wide risk management (RM), was responsible for the development and implementation of an Enterprise Risk Management (ERM) model at the BCB and for the Brazilian international reserves’ risk management framework. Compliance and business continuity functions at the Bank were implemented under her leadership. Technical articles on SAA and RM were published in books and journals over time. Isabela holds a BA in Statistics and an MBA in Finance.

Rianne Luijendijk

Team lead responsible investing

Dutch Central Bank

Rianne Luijendijk is Team Lead Responsible investing at the Dutch Central Bank. She is responsible for the development and implementation of DNB’s responsible investing approach for the own-account portfolios. She also chairs the sustainable and responsible investment workstream in the Network for Greening the Financial System, in which central banks and supervisors collaborate to advance their efforts to further integrate sustainability considerations in central bank’s portfolio management. Since 2020, the workstream has published a number of reports to assist central banks in their adoption of sustainable and responsible investment practices.

Adeline Bachellerie

Deputy director of innovation and financial market infrastructures

Bank of France

Adeline Bachellerie is Deputy Director of Innovation and Financial Market Infrastructures in the Directorate General of Financial Stability and Operations, Banque de France. The Directorate is in charge of running operations on the French part of the Eurosystem Target Services, of Financial Market Infrastructures oversight, of resilience -including cyber resilience-, of the monitoring of developments in crypto-assets and of the exploratory work and experiments on wholesale central bank digital currencies (CBDCs). Adeline previously conducted the wholesale CBDC experimentation program launched by the Banque de France including the tokenisation of finance. PhD, graduated from Paris 1 Pantheon-Sorbonne in Economics, Adeline previously worked as statistician and mostly contributed to the building of financial accounts at the Banque de France and the ECB.

Nick Stanescu

Chief FedNow executive

Federal Reserve System

As the chief FedNow executive, Nick has responsibility for running the FedNow Service for the Federal Reserve. This includes leading the technology, product, and program management functions supporting the FedNow Service; expanding the FedNow Service’s network and volume; delivering on the service roadmap; and coordinating with System functions to support the FedNow infrastructure. 

Prior to his current role, Nick served as senior vice president and FedNow business executive for the FedNow Service at the Federal Reserve Bank of Boston. In this role, he led FedNow’s product management, industry readiness, business integration, business operations teams. 

Nick began his career at the Fed in 2003 at the Federal Reserve Bank of New York before transitioning to the Boston Bank in 2021. Over the course of his career, he has held several executive and senior level roles, including serving as Head of Payments Product Management where he had business responsibility for Fedwire Funds and National Settlement Services on behalf of the 12 Federal Reserve Banks. He also has served as the Information Security Officer of the New York Bank and the managing officer of the Federal Reserve’s National Incident Response Team. 

Nick earned a bachelor’s degree from Rutgers University and an MBA degree from New York University, Stern School of Business

Filipa Lima

Deputy director information systems and technology department

Bank of Portugal

Filipa Lima is Deputy-Head of the Information Systems and Technology Department of Banco de Portugal since 2020, after working almost 20 years at the Bank’s Statistics Department. She has also worked at the European Central Bank (2001) and the Bank for International Settlements (2006). 

Filipa Lima holds a PhD in Economics from NOVA University of Lisbon. 

Since June 2020 Filipa Lima is a member of the Information Technology Committee of the European System of Central Banks. 

Filipa Lima is responsible for the teams at Banco de Portugal that have led projects in the areas of artificial intelligence, integrated information management and innovation applied to Banco de Portugal's business areas. 

Of particular note is the development of the ALYA project, which was awarded the Portugal Digital Awards 2023 for the best digital transformation project in the public administration sector ("Best Government Project").

Clément Payerols

Environmental economist

Bank of France

Clément Payerols is an environmental economist at Banque de France, where he is in charge of the development of climate and nature scenarios. Clément holds a MSc in Engineering from Ecole Polytechnique and a MSc in Political Economy from Sciences Po Paris and the London School of Economics.

Ebru Boysan

Market specialist debt capital market, middle east and africa


Ebru has specialized in fixed income markets for the region since 2008, responsible for localizing Bloomberg’s products, multi-class asset product development and business strategy including Islamic Finance. Prior to this, she managed Bloomberg Sales for Russia, CIS (the new name for former Soviet republics), Eastern Europe, the Balkans and Turkey. Ebru started her career in Solomon Brothers New York, as a Debt Capital Markets analyst focusing on sovereign debt issuance and asset liability advisory. 

Ebru has authored a number of articles – topics include the introduction of VAT in the GCC and the Pakistan economy. She has an MSc in finance from Lancaster University in the United Kingdom. 

Ebru also works closely with exchanges, Central Banks and Ministry of Finances on formation of liquidity platforms in local markets in the fixed income space.

Martin Wagner Toftdahl

Head of banking and markets

National Bank of Denmark

Martin Wagner Toftdahl is Head of Banking and Markets and part of the Group Management at Danmarks Nationalbank, with overall the responsibility for monetary policy implementation, central bank payment systems and the Danish debt management office. This also includes reserve management. Martin has been employed with Danmarks Nationalbank since 2021. Previously, Martin has had various roles in Group Treasury at Nordea Group and latest as Head of Funding and Liquidity. Prior to that Martin has worked as economist at the European Central Bank.

Dan Anthony

CIO, FedNow

Federal Reserve System

Dan Anthony is a technology leader with delivery experience around the world. He is CIO for FedNow, the new Federal Instant Payments rail which launched in July 2023. Graduating from Georgia Tech with a master’s degree in Cybersecurity and the University of Auckland in New Zealand with degrees in Arts and Information Systems, he has more than ten years of experience in Technology consulting, and has delivered large scale technology programs in NZ, Australia, and the US, in a variety of industries, including Government, Manufacturing, High Tech, and Financial Services. 

Dan has balanced his career focus between engineering and operations, leading global enterprise Technical Operations organizations at Google for ten years, supporting high scale mission-critical systems, and driving new product and product innovations. He has also built out global IT capability in the high-growth startup world, and run large scale product engineering teams.

Clair Mills

Director of strategic change and operations for markets, banking and payments

Bank of England

Clair Mills is the Director of Strategic Change and Operations for the Markets, Banking and Payments Deputy Governorship, at the Bank of England, and is responsible for middle and back office operations, which includes delivery of the Markets, Banking and Payments Operations and Data Strategy, Budget, Operational Resilience and Risk and the Investment and Change Portfolio. Clair has over 20 years’ extensive financial services experience operating at board level and leading successful strategic and transformational change in a number of complex organisations, having started her career in the Building Society and Retail Banking sector, before moving into Operational and Technological Change Management and Consultancy. Clair joined the Financial Services Authority in 2011 to lead the Internal Twin Peaks programme transition to the PRA and FCA regulatory model, moving across to the Bank of England with the PRA becoming the Chief Operating Officer in the PRA in 2018. In her current role, as well as providing the leadership, management and vision necessary to support the business and to ensure that the proper operational controls, administrative and reporting procedures, and people systems are in place, Clair is also responsible for leading the area’s extensive project portfolio, helping translate business and policy vision into deliverable change programmes, this includes giving key note speeches both in the UK and internationally on topics such as Financial and Regulatory Technology (FinTech/RegTech) and how Central Banks and regulators can take advantage of the advances in technology in the work we do.

Jim Cunha

Executive vice president, retired

Federal Reserve Bank of Boston

Jim Cunha was an Executive Vice President and former interim COO of the Federal Reserve Bank of Boston.  His entire career has focused on the interrelationship of payments, security, technology and innovation.

In addition to Cunha’s interim CAO role, for 2022 he was responsible for financial management activities across all Federal Reserve Banks.    

Most recently, Cunha spearheaded the Boston Fed’s efforts to study distributed ledger technology, or blockchain, to determine potential benefits and risks in financial services for internal and external uses. He was also responsible for the Bank’s technology research related to central bank digital currencies (CBDC), including a joint research effort with MIT’s Digital Currency Initiative called “Project Hamilton”. 

Over the last couple of decades be built and ran a number of payment related systems for the U.S. Treasury, was responsible for ACH, Check and Cash operations and run the technology and computer operations groups.   

Cunha has worked at the Boston Fed since 1984. Prior to that, he worked at Fleet National Bank. He holds a bachelor’s in accounting and philosophy from Northeastern University and a bachelor’s in computer science from Rhode Island College.

Michiel De Smet

Sustainable investment expert, reserves management

National Bank of Belgium

Michiel De Smet is sustainable investment expert in the reserves management team at the National Bank of Belgium. Previously, he launched and led the Ellen MacArthur Foundation’s Finance Initiative and was circular economy expert in the European Union’s Platform on Sustainable Finance, developing the EU Taxonomy. His previous positions include consultant at McKinsey & Company with a private equity focus, policy officer at the European Commission dealing with circular economy innovation, and project manager at the Ellen MacArthur Foundation where he worked on a circular economy for plastics. Michiel holds a PhD and Masters in mathematics (Ghent University, University of Bristol and University of Pisa).

Jovelyn Hao

Deputy director, fintech innovation and policy research group, technology risk and innovation supervision department

Central Bank of the Philippines

With over a decade of experience in technology risk supervision, Ms. Jovelyn M. Hao (Jovie) brings in key insights and valuable inputs as she leads the Fintech Innovation and Policy Research Group (FIPRG) under the Technology Risk and Innovation Supervision Department (TRISD). FIPRG serves as the primary contact for fintech players in the Philippines, particularly those with underlying BSP-regulated activities. Ms. Hao is likewise heavily involved in various policy initiatives of the BSP such as the Amendments to the Regulations on Outsourcing, as well as ongoing initiatives on Open Finance, Regulatory Sandbox, and AI Governance. Prior to her current role, she was also a pioneer member of the Cybersecurity Supervision and Oversight Group (CSOG).

Arnab Das

Global market strategist, EMEA


Arnab Das joined Invesco in London in 2015 as head of EMEA and EM macro research and has been global macro strategist, EMEA since 2018, engaging on economics, policy and markets with institutional and official investors, governments, the IMF and other official institutions, as well as Invesco investment teams. Arnab has 30 years of investment industry experience, including co-head of economic research and strategy, Roubini Global Economics (2009-2013); co-head, global economics and strategy, head of FX strategy and head of EM research, Dresdner Kleinwort (2001-09); head of EMEA EM research and senior EM strategist, JP Morgan (1992-2001). He has provided policy advice and views on economics, markets, communication, sovereign risk and ratings to policymakers in Argentina, Brazil, Mexico, Russia, Turkey, South Africa, India, Indonesia, South Korea, governments affected by the Eurozone crisis, the IMF and the US Treasury. Arnab studied at Princeton (AB) and LSE (PhD). His research interests include economics, economic and financial history, geopolitics and geo-economics.

Sara Naranjo Saldarriaga
Sara Naranjo Saldarriaga


Central Bank of Colombia

Sara Naranjo, born in 1997 in Colombia, is an economist graduated from EAFIT University, and is completing her master's in data science. Currently, she works at the Bank of the Republic. Sara's research areas include monetary policy, central banking, forecasting, and climate. Sara brings her keen interest and knowledge of the economic impacts of climate change to her role at the Bank of the Republic.

Danny Russell

Head of digital currency technology

Bank of England

Danny Russell is the Head of Digital Currency Technology at the Bank of England. Previously he was Principal Architect for the Digital Pound leading the technology workstream in the digital pound project, and in particular the Technology Working Paper published in February 2023, and Project Rosalind, released in June 2023 which was a joint initiative with the BIS Innovation Hub to explore API technology for CBDC payments. Before joining the Bank, he was Director of Product for Crypto, Digital Currencies and Blockchain globally at FIS. He has previously been a member of the W3C payment request working group and PCI working group for the CPOC (Contactless payments on COTS) standard

Tomas Olexa

Head of financial innovation

Czech National Bank

Tomas is currently the team leader of the Financial Innovation Team at the Czech National Bank. The team is in charge of the digital finance agenda including crypto-assets and DLT, digital operational resilience, machine learning, open finance, financial innovation facilitation, SupTech, digital identity, or any other exciting technology that might have an impact on financial markets. He is a trained lawyer who has been in his programming journey into Python, JavaScript and C for a quite some time.

Johanna Lasker

CEO, North America and head of central banks and institutions

BNP Paribas Asset Management

Johanna is the CEO North America for BNP Paribas Asset Management (BNPP AM). She is also the Head of Central Banks and Official Institutions.

As CEO for North America, Johanna is responsible for our strategic leadership and development. She manages the growth of our business, overseeing business development, and maintaining direct oversight of management and effective governance in the region. In her capacity as Head of Central Banks & Official Institutions, Johanna’s responsibilities include managing and growing the official sector business globally, while also ensuring we are meeting our clients’ needs.

Johanna originally joined FFTW, a predecessor of BNPP AM, in 1997. She then left the firm in 2000, rejoining in 2004 to focus on the official institutions business. Since 2013, she has been the head of the Central Banks and Official Institutions team, successfully growing our client base and increasing our AUM for this sector. In addition to working for BNPP AM and FFTW, Johanna worked in the Corporate Finance division at UBS for two years, where she was an Associate Director in the Consumer Products Group in New York. She later transferred to the Global Industrial Group in Japan where she lived for a year.

Johanna has over 20 years of experience. She earned an MBA in Finance and International Business from New York University, and a BA in East Asian Studies from Stanford University. She is based in New York.

Kurtuluş Taşkale Diamondopoulos

Director, central banks and public policy

World Gold Council

Kurtuluş Taşkale Diamondopoulos, Director, Central Banks and Public Policy, World Gold Council. She works with official sector investment managers at central banks and SWFs around the world exploring the case for gold as a reserve asset as well as working on a wide variety of policy initiatives that affect the gold market. 

Before joining the Council in 2016, she worked at the Central Bank of Turkey for 25 years. She acted in a leading role in the reserve and risk management as well as structuring the acceptance of gold within the framework of Reserve Option Mechanism. She holds MA in International Economics and Finance degree from Brandeis University, USA.

José Vicente Romero Chamorro
José Vicente Romero Chamorro

Research economist

Central Bank of Colombia

José Vicente is a research economist at Banco de la República, the Central Bank of Colombia. He has 20 years of experience in financial markets, central and corporate banking, financial regulation, research, and academia. 

He has held positions as Head of Markets Development at Banco de la República, Director of Macroeconomic and Sectorial Analysis at Fedesarrollo (Colombia’s leading think-tank), Economist for the North Andean Region at Citi Research, and Principal Economist for Colombia at BBVA Research. 

His research areas include monetary policy, central banking, macro-financial analysis, macroeconometrics, and forecasting.

Peter Faykiss
Peter Faykiss

Director, digitalization directorate

Hungarian National Bank

Peter Faykiss is the Director of Digitalization Directorate at the Magyar Nemzeti Bank (the central bank of Hungary), where he is responsible for FinTech, digital finance and digital currencies/CBDC topics. Before entering the digital finance area, he gained experience in financial stability, financial regulation and macroprudential policy. As the Head of Division for Banking Regulations of Ministry for National Economy he was responsible for the domestic implementation of the European regulatory package CRD IV in 2013. In 2014 he was appointed as the Head of Macroprudential Policy Department of the MNB, from 2017 he served as the Director of Macroprudential Directorate. Mr. Faykiss graduated in 2009 from Corvinus University of Budapest and he holds a PhD in Finance from Corvinus University of Budapest.”

Mike McMorrow

Senior asset management specialist, reserve management advisory services


Mike McMorrow is a Senior Asset Management Specialist with Reserve Management Advisory Services in the BIS Banking Department. In this capacity, he works with internal stakeholders and central bank reserve managers on strategic asset allocation, sustainability, and other analytical challenges. Prior to the BIS, he spent ten years at the Federal Reserve Bank of New York in a variety of capacities, including management roles overseeing foreign reserves management, monetary policy implementation in the US Treasury and mortgage markets, as well as market intelligence and analysis. He also spent a year as a portfolio manager at the Bank of England helping to manage the UK’s reserves. Prior to his central bank experience, he spent two years at Macroeconomic Advisers, a forecasting firm, and received degrees from the University of California, San Diego and the University of Notre Dame.

Renata Turcanu
Renata Turcanu

Deputy head of financial markets department

National Bank of Moldova

Jennifer Johnson-Calari


Central bank and sovereign investments

Ms. Johnson-Calari created and led the World Bank's Reserves Advisory and Management Program (RAMP), which is one of the world's leading providers of consulting and capacity building services to public sector asset managers. In this capacity, she worked globally with central banks, national pension funds and sovereign wealth funds in strengthening governance and building investment management capacity. She contributed to setting global standards of best practice for the management of sovereign assets and liabilities working with the IMF on the Reserves Management Guidelines and the ISWF's "Santiago Principles". Ms. Johnson-Calari has contributed to several books on the topic of portfolio and risk management and was a contributing author and editor of Sovereign Wealth Management, London: Central Banking Publications, 2008. She is a well-known expert on issues relating to central bank reserves management and portfolio management and has spoken widely at international conferences in both official and private sector fora.

She began her career with the Board of Governors of the Federal Reserve System in banking supervision with a focus on commercial bank asset/liability and risk management issues. She has earned advanced degrees from the Harvard Business School (GMP, 2004) the Johns Hopkins School of Advanced International Studies (SAIS) (MA, 1981) and is a Chartered Financial Analyst (CFA). She currently serves as a consultant to several international financial institutions.

Joasia E. Popowicz

Associate editor

Central Banking

Andreas Joseph
Andreas Joseph

Research economist - advanced analytics division

Bank of England

Andreas obtained his PhD from City University of Hong Kong in 2014 analysing network structures of international trade and cross-border investment flows. His current research is dedicated to applying techniques from machine learning and artificial intelligence to the analysis of large granular datasets with the goal to integrate those into frameworks for economic modelling and policy analysis.

Jozef Prokeš
Jozef Prokeš

Portfolio manager

National Bank of Slovakia

Jozef is an experienced investment professional focusing on Fixed Income and Equities. He joined NBS in 2022 to oversee monetary policy operations and reserve management, he is member of ECB Monetary Operations Committee (MOC). Prior to joining National Bank of Slovakia he held risk taking positions in London with Blackrock and Credit Agricole. He is CFA and FRM charter holder and holds masters degree from Comenius University in Bratislava.

Daniel Hinge

Editor - benchmarking

Central Banking

Joanne Horgan
Joanne Horgan

Account director


With almost 20 years of experience in software solutions development for Central Banks, Joanne Horgan is the Account Director at Regnology, the leading global provider of Supervisory, Regulatory and Tax Technology. Working with over 70 regulatory authorities such as Bank of England, Deutsche Bundesbank, Finansinspektionen Sweden, Bank of Canada, APRA, MAS and SARB, Regnology’s customer base spans Europe, North America, Middle East, Asia and Africa. Highly effective in bridging the business and technical worlds to help create great software products and services, she drives real impact by matching emerging technology solutions to customer problems. Joanne holds a Masters in Product Management from Technological University Dublin and also completed the Innovation for Growth programme with the Institute of Management in Ireland and MIT in Boston. 

Jonathan Dharmapalan
Jonathan Dharmapalan

CEO and founder


Jonathan Dharmapalan is the founder of eCurrency™ where he invented and pioneered the method to create central bank issued digital fiat currency.  He is the recognized expert in digital currency, with expansive knowledge of policy, regulatory, operations and technical requirements for Central Bank Digital Currency (CBDC).

Jonathan’s vision is to technologically empower central banks in the digital economy. As a pioneer in the field, Jonathan has worked with central banks around the world for over 12 years.  He has led the innovation of technology to meet central bank requirements and to support the privacy, security and inclusion aspects of digital currency. 

Prior to establishing eCurrency, Jonathan was the head of Ernst & Young’s Global Telecommunications Practice. Jonathan was also a Senior Partner at Deloitte where he led the Global Technology, Media and Telecommunications consulting practice and led Deloitte’s Silicon Valley office.  Jonathan has over 30 years of related technology and business experience and holds over 65 patents and country patents pending.

He holds a Bachelor of Science in Electrical Engineering from Northeastern University and Master of Science in Electrical Engineering from CALTECH (The California Institute of Technology).